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Wednesday, June 30, 2010

thursday 7/8 How would I save money at a bank?





This a lesson on personal finance, on how to save money$$$.
1- Open Word and put your first name
2-Use Google and type definitions for SAVINGS and BANK
3- Type the following questions to WORD
What is a savings account?
How do you make money through a bank?
Define interest?
What two types of interest are named?
When does interest work in your favor?
Banks pay interest in two ways. What are they?
_______________________ interest makes your savings grow faster.

4-Access the WEB SITE below and click on the "User Options" on the right- hand side, and click index to access Unit 3
5-Listen to Unit 3 and respond to the questions you typed on WORD
6- Copy WORD document and paste to comment


When finished work on stocks/other posted tasks

When this lesson is complete you may access the WEB SITE below with teacher approval

19 comments:

  1. by gettin a bank that gives intrest

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  2. Tyler
    Voc: Savings- The part of a person's income that is not spent.
    Bank- An organization, usually a corporation, chartered by a state or federal government, which does most or all of the following: receives demand deposits and time deposits, honors instruments drawn on them, and pays interest on them; discounts notes, makes loans, and invests in securities; collects checks, drafts, and notes; certifies depositor's checks; and issues drafts and cashier's checks.

    What is a savings account? Savings accounts are accounts maintained by retail financial institutions that pay interest but can not be used directly as money ( for example, by writing a cheque). These accounts let customers set aside a portion of their liquid assets while earning a monetary return.

    How do you make money through a bank? By depositing money into a bank and getting interest off of it.
    Define interest? The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. Here, interest per year divided by principal amount, expressed as a percentage. also called interest rate.
    What two types of interest are named? Simple and compound
    When does interest work in your favor? When you put money into a bank.
    Banks pay interest in two ways. What are they?
    Simple and compound. Compound interest makes your savings grow faster.

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  3. Manuel J. Bendana

    Savings- Savings accounts are accounts maintained by retail financial institutions that pay interest but can‘t be used directly as money.
    Bank- a depository financial institution: a financial institution that accepts deposits and channels the money into lending activities.

    What is a savings account? A bank account designed for a client's savings, which compared to a current account typically entails withdrawal restrictions but yields a better interest
    How do you make money through a bank? Deposit money into a savings account and leaving it there for awhile.
    Define interest? a fixed charge for borrowing money; usually a percentage of the amount borrowed
    What two types of interest are named? Simple Interest and Compound Interest.
    When does interest work in your favor? When you deposit money into a savings account.
    Banks pay interest in two ways. What are they? Simple and Compound.

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  4. Chris L
    Savings- a fund of money.
    7/8/10
    Bank- depository financial institution: a financial institution that accepts deposits and channels the money into lending activities; "he cashed a check at the bank"; "that bank holds the mortgage on my home".

    What is a savings account? It’s where you put money in the bank and save it.
    How do you make money through a bank? Many banks get money through interest. You make money from your money.
    Define interest? A fixed charge for borrowing money.
    What two types of interest are named? There are two types of interest and compound interest.
    When does interest work in your favor? You get to keep the things you buy.
    Banks pay interest in two ways. What are they? They make you sign a contract to pay and you have to pay bills.
    Banking interest makes your savings grow faster.

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  7. Brian S.

    7/8/10


    “How I would save money at a bank”…



    A SAVING is to gather up all your money and to save it. People like to save their money so that they can have it for a special occasion. I try to save all the money I earn.


    A BANK is a place that you put all your money so that you can save it all up. I put all the money I’ve earned in the bank.



    What is a savings account?

    A savings account is maintained by financial institutions that pay interest but cannot be used directly as money.


    How do you make money through a bank?

    You can make money through a bank with a little thing called interest and it all depends on how much money you put in the bank.


    Define Interest?

    Interest is a fee paid on borrowed assets.


    What two types of interest are named?

    Shifting and springing are the two names for interest.


    When does interest work in your favor?

    Interest works in my favor because when I put money in the bank then I’m getting .3% more without even working for it.


    Banks pay interest in 2 ways. What are they?

    Banks pay interest on deposits. They also pay interest if you are continually putting in money.


    COMPOUND Interest makes your interest grow faster.

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  8. “MR. G’s assignment”

    By: Cole D.

    What is a savings account? A savings account is when are accounts maintained to pay for interest not used directly for money.

    How do you make money through a bank? Take out a loan or set up a saving account.

    Define interest? A fee paid on borrowed assets.

    What two types of interest are named? Future interest and Executory interest.

    When does interest work in your favor? When you are collecting something from your business.

    Banks pay interest in two ways. What are they? Through loans and through investments.

    Compound interest makes your savings grow faster.

    Savings- A fund of money.

    Bank-A business establishment in which money is kept for saving or commercial purposes or is invested, supplied for loans, or exchanged.

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  9. Tony Winter

    Savings- a fund of money put by as a reserve
    Bank-depository financial institution: a financial institution that accepts deposits and channels the money into lending activities; "he cashed a check at the bank"; "that bank holds the mortgage on my home".
    What is a savings account? a bank account that accumulates interest.
    How do you make money through a bank?a sense of concern with a Define interest? a fixed charge for borrowing money; usually a percentage of the amount borrowed; "how much interest do you pay on your mortgage
    What two types of interest are named? Simpole and compound
    When does interest work in your favor?
    Banks pay interest in two ways. What are they?
    _______________________ interest makes your savings grow faster

    ReplyDelete
  10. Joseph
    Savings- a fund of money put by as a reserve
    Bank-depository financial institution: a financial institution that accepts deposits and channels the money into lending activities;

    What is a savings account? a bank account that accumulates interest
    How do you make money through a bank? you make money off the interest
    Define interest?
    What two types of interest are named?
    When does interest work in your favor?
    Banks pay interest in two ways. What are they?
    _______________________ interest makes your savings grow faster.

    ReplyDelete
  11. Ciara Hodgson

    Portion of disposable income not spent on consumption of consumer goods but accumulated or invested directly in capital equipment or in paying off a home mortgage, or indirectly through purchase of securities.

    Bank-An organization, usually a corporation, chartered by a state or federal government, which does most or all of the following: receives demand deposits and time deposits, honors instruments drawn on them, and pays interest on them; discounts notes, makes loans, and invests in securities; collects checks, drafts, and notes; certifies depositor's checks; and issues drafts and cashier's checks.


    1... What is a savings account?
    A deposit account at a bank or savings and loan which pays interest, but cannot be withdrawn by check writing.

    2... How do you make money through a bank?
    You are paid interest in some types of accounts every month.
    3... Define interest?
    The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. Here, interest per year divided by principal amount, expressed as a percentage. also called interest rate
    4... What two types of interest are named?
    Simple interest and compound interest.



    When does interest work in your favor?
    The mention of compound interest will usually arouse knowing nods in the room. However, if everyone seriously understood what compound interest is, then there wouldn’t be as many people falling into the depths of bankruptcy due to credit card debts. Without a doubt, financial institutions are making the most out of this moneymaking concept to the disadvantage of the debtors a.k.a. general public.

    What are 2 ways that banks pay interest?
    They make you sign a contract to pay and you pay bills. And they make your savings grow faster

    What interests make your savings grow faster?
    By sighning a contract.

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  12. Savings- a fund of money put by as a reserve
    Bank- depository financial institution
    *A savings account is a bank account that accumulates interest
    *You make money through a bank because of intrest.
    *Intrest-fixed charge for borrowing money; usually a percentage of the amount borrowed;
    *Two types of intrest are simple intrest and compound intrest.
    *Intrest works in my favor when my money sits in the bank.
    *Banks pay intrest in fees and assets.
    *Simple intrest makes your savings grow faster.

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  13. Kayla creed

    Web definitions for savings

    a fund of money put by as a reserve

    Web definitions for bank

    sloping land (especially the slope beside a body of water); "they pulled the canoe up on the bank"; "he sat on the bank of the river and watched ...

    What is a savings account?ware you save money
    How do you make money through a bank? interest
    Define interest?
    What two types of interest are named?
    When does interest work in your favor?by making money
    Banks pay interest in two ways. What are they? Interest and lones
    _______________________ interest makes your savings grow faster.

    interest?
    interest - The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of ...

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  15. Chelsy M.
    Savings- a fund of money put by as a reserve.
    Bank-depository financial institution.
    What is a savings account? Something that holds your money.
    How do you make money through a bank? You have a savings account
    Define interest? a fixed charge for borrowing money
    What two types of interest are named? Interest is a fee paid on borrowed assets

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  17. Brittany
    Savings -a fund of money put by as a reserve.
    Bank-An organization

    Questions:
    What is a savings account? Savings accounts are accounts maintained by retail financial institutions that pay interest but cannot be used directly as money.
    How do you make money through a bank?
    you are paid interest in some types of accounts every day.
    Define interest? a sense of concern with and curiosity about someone or something.
    What two types of interest are named?
    Simple interest and compound interest.
    When does interest work in your favor?
    Interest works in my favor when I put money in the bank.
    Banks pay interest in two ways. What are they?
    Simple and compound.
    Compound interest makes your savings grow faster.

    ReplyDelete
  18. Jessica
    Savings- a fund of money put by as a reserve
    Bank- depository financial institution: a financial institution that accepts deposits and channels the money into lending activities
    1. What is a savings account?
    Savings accounts are accounts maintained by retail financial institutions that pay interest but cannot be used directly as money
    2. How do you make money through a bank?
    By depositing money into the bank and gaining interest.
    3. Define interests?
    Interest is a fixed charge for borrowing money; usually a percentage of the amount borrowed.
    4. What two types of interests are named?
    Simple interest and compound interest
    5. When does interest work in your favor?
    It works in my favor when money sits in the bank.
    6. Banks pay interest in two ways. What are the two ways?
    Banks pay interest though fees and assets.
    7. Simple interest makes your savings grow faster.

    ReplyDelete
  19. Ivorie H
    Savings-tending or serving to save
    Bank-an institution for receiving, lending, exchanging, and safeguarding money and, in some cases, issuing notes and transacting other financial business.
    What is a savings account? A deposit account intended for funds that are expected to stay in for the short term. A savings account offers lower returns than the market rates.
    How do you make money through a bank? Banks pay you to keep your money in the bank. They pay you interest
    Interest- A right, claim, or legal share
    What two types of interst are named? Simple interest and compound interest
    When does interest work in your favor? It works when my money is just sitting in the bank because it adds up
    Banks pay interest in two ways. What are they? On savings accounts and by collecting it
    Compound interest makes your savings grow faster.

    ReplyDelete

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